DPS Federal Credit Union offers a variety of financial calculators to assist you in planning your financial needs.
Savings - User our Savings Calculator to help you to determine the future value of a one-time investment.
Loan -Use our Loan Calculator to help you compute a loan's monthly payment and total interest charges.
Loan Comparison - Use our Loan Comparison Calculator tol calculate the monthly payment and interest costs for up to four loans -- all on one screen -- for comparison purposes.
Mortgage - Use our Mortgage Calculator to help you to compute a mortgage's monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. This calculator will also compute your total mortgage payment which will include your property tax, property insurance and PMI payments. Then, once you have computed the monthly payment, click on the "Create Amortization Schedule" button to create a report you can print out.
Retirement - Use our Retirement Calculator to help you to compute how much you would need to have invested in order to withdraw a specified amount each month over the course of a specified period of time. You also have the option of factoring in the effects of inflation.
Debt Ratio - User our Debt Ratio Calculator to help you to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.