Skip to main content

Secured Loans

With a Secured Personal Loan, funds you have on hold in a Savings or Certificate account with DPS FCU are used as collateral for the loan.  By securing the loan with your savings, you'll pay a very low rate on the borrowed funds.  

A Secured Loan allows you to make a large purchase without tapping into your savings, so that you can continue to earn dividends on those funds.  A Secured Loan is also a great way to build or repair credit. As you make timely payments, those payments will be reported to the credit bureau and can help improve your credit score.

With a Savings Secured Loan, you can borrow for up to 72 months. With a Certificate Secured Loan, you can borrow for up to the remaining term of the Certificate.  As you pay back the loan, your savings will be released from hold.

Apply for a Loan

Loan terms depend on the loan amount.

ATM Zone

Find Surcharge-Free
ATM Locations