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Personal Loans

When you need to borrow funds for personal reasons, we offer low-rate Personal Loans and Lines of Credit.  Personal Loans are unsecured (meaning they are not secured by collateral such as a car or home), and can be used for a variety of purposes.  A Personal Loan may be a great solution to help pay for vacation, a large purchase, home renovations or even to consolidate higher-rate debt from other lenders.

Apply for a Loan

Personal Loan

  • Unsecured loan with a fixed term and fixed monthly payment
  • Receive lump sum of the loan amount up-front
  • Great way to consolidate debt into one monthly payment with lower interest
  • Loan amounts up to $15,000
  • Terms available up to 36 months
  • Ask about adding Credit Life and Disability protection to your loan

Personal Line of Credit

  • Line of Credit allows you to withdraw funds as you need them
  • Only pay interest on the balance you have withdrawn
  • Quick, convenient way to access cash for unexpected expenses
  • To draw against your line, contact the Credit Union
  • Loan amounts up to $15,000
  • May utilize the line for up to 36 months (then may apply to renew line)

Apply for a Loan

Personal Line of Credit has a minimum withdrawal amount of $150. Minimum monthly payment is greater of $25.00 or $18 for each increment of $500.

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