Facts
What does Department of Public Safety Federal Credit Union do with your personal information?
Why
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information
can include:
- Social Security number and account information
- Credit history and employment information
- Income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Department of Public Safety Federal Credit Union chooses to share; and whether you can limit this sharing.
How do we share your information?
| Reasons we can share your personal information |
Does Department of Public Safety Federal Credit Union share? |
Can you limit this sharing? |
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes |
No |
| For our marketing purposes to offer our products and services to you. |
Yes |
Yes |
| For joint marketing with other financial companies. |
Yes |
No |
| For our affiliates’ everyday business purposes - information about your transactions and experiences. |
No |
We don't share |
| For our affiliates’ everyday business purposes - information about your credit worthiness. |
No |
We don't share |
| For nonaffiliates to market to you. |
No |
We don't share |
Questions
Phone: (405) 212-4567, Fax: (405) 208-7652, Address: 3650 N. Martin Luther King Avenue, Oklahoma City, OK 73111-4223
Who we are
Who is providing this notice?
Department of Public Safety Federal Credit Union (DPSFCU)
What we do
How does Department of Public Safety Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Department of Public Safety Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Order checks or apply for a debit card
- Apply for online banking
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Department of Public Safety Federal Credit Union does not share with any affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Department of Public Safety Federal Credit Union does share with financial companies, such as insurance companies, consumer reporting agencies, check/share draft printers, plastic card processors and government agencies.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Department of Public Safety Federal Credit Union does have joint marketing agreements so that we may provide members competitive products and services. Our joint marketing partners include insurance companies.