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Deposit Insurance

Your deposits with DPS FCU are federally insured by the National Credit Union Administration (NCUA).  Established by Congress in 1970, the National Credit Union Share Insurance Fund is similar to deposit insurance coverage provided by the Federal Deposit Insurance Corporation.

The Share Insurance Fund insures individual accounts at a federally insured credit union (like DPS FCU) up to $250,000, and a member’s interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund also separately protects IRA and KEOGH retirement accounts up to $250,000. The fund is administered by the NCUA and is backed by the full faith and credit of the United States.

No one has lost a single penny of insured deposits at a federally insured credit union.

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