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Vehicle Loans
| Loan Type |
APR as low as* |
| New Auto (2024 and newer) |
5.94% |
| Used Auto (2023 - 2021) |
6.94% |
| Used Auto (2020 and older) |
7.94% |
| Specialty Vehicle (Boat, RV, Motorcycle etc.) |
6.44% |
Personal and Misc. Loans
| Loan Type |
APR as low as* |
| Personal Loan |
8.75% |
| Personal Line of Credit |
8.75% |
| Share Secured Loan |
2.00% above Share rate |
| Certificate Secured Loan |
2.00% above Certificate rate |
| Storm Shelter Loan |
2.99% |
| Generator Loan |
3.99% |
Savings Rates
| Account Type |
Balance |
APY* |
| Regular Savings |
$0 - $4,999.99 |
0.25% |
| |
$5,000.00 and up |
0.25% |
| IRA Savings |
$0 - $100,000.00 |
0.25% |
| |
$100,000.01 and up |
0.25% |
1-Year Share or IRA Certificate
| Balance |
APR |
APY* |
| $500 to $9,999.99 |
2.00% |
2.02% |
| $10,000 to $24,999.99 |
2.00% |
2.02% |
| $25,000 to $79,999.99 |
3.00% |
3.03% |
| $80,000 to 100,000 |
3.00% |
3.09% |
2-Year Share or IRA Certificate
| Balance |
APR |
APY* |
| $500 to $9,999.99 |
0.75% |
0.75% |
| $10,000 to $24,999.99 |
0.80% |
0.80% |
| $25,000 to $79,999.99 |
0.85% |
0.85% |
| $80,000 to 100,000 |
0.90% |
.90% |
3-Year Share or IRA Certificate
| Balance |
APR |
APY* |
| $500 to $9,999.99 |
0.90% |
0.90% |
| $10,000 to $24,999.99 |
1.00% |
1.01% |
| $25,000 to $79,999.99 |
1.05% |
1.06% |
| $80,000 to 100,000 |
1.10% |
1.11% |
4-Year Share or IRA Certificate
| Balance |
APR |
APY* |
| $500 to $9,999.99 |
1.25% |
1.26% |
| $10,000 to $24,999.99 |
1.30% |
1.31% |
| $25,000 to $79,999.99 |
1.35% |
1.36% |
| $80,000 to 100,000 |
1.40% |
1.41% |
5-Year Share or IRA Certificate
| Balance |
APR |
APY* |
| $500 to $9,999.99 |
1.85% |
1.87% |
| $10,000 to $24,999.99 |
1.90% |
1.92% |
| $25,000 to $79,999.99 |
1.95% |
1.97% |
| $80,000 to 100,000 |
2.00% |
2.02% |