Savings Rates

Regular Share and IRA/Share Certificate Accounts:

Annual Percentage Yield = APY . Annual Percentage Yield reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.

Dividends are Compounded each Calendar Quarter.

Last Dividend Declaration Date: November 1, 2017

Regular and IRA Shares

Regular Shares
Dividends Declared Each $0 - $,4999.99 0.18% APY
Calendar Quarter End $5,000.00 or > 0.18% APY
IRA Shares (Traditional, Roth and Coverdell)
Dividends Declared Each $0 - $100,000 .00 0.18% APY
Calendar Quarter End > $100,000.00 0.18% APY

Share and IRA Certificates

Term
Share --- IRA (Traditional, Roth and Coverdell)
$ Amount $500.00 $10,000.00 $25,000.00 $80,000.00
to to to to
$9,999.00 $24,999.99 $79,999.99 $100,000.00
1 YEAR 0.60% APY 0.65% APY 0.70% APY 0.75% APY
0.60% APY 0.65% APY 0.70% APY 0.75% APY
2 YEAR 0.75% APY 0.80% APY 0.85% APY 0.90% APY
0.75% APY 0.80% APY 0.85% APY 0.90% APY
3 YEAR 0.90% APY 1.00% APY 1.05% APY 1.10% APY
0.90% APY 1.01% APY 1.06% APY 1.11% APY
4 YEAR  1.25% APY  1.30% APY  1.35% APY  1.40 % APY
 1.26% APY  1.31% APY  1.36% APY  1.41 % APY
5 YEAR  1.85% APY  1.90% APY  1.95% APY  2.00% APY
 1.87% APY  1.92% APY  1.97% APY  2.02% APY

Special IRA Share Certificates

$ Amount $250,000.00
to
$250,000.00
1 YEAR 0.55% APY
2 YEAR 0.66% APY
3 YEAR 0.90% APY
4 YEAR  1.21% APY
5 YEAR  1.51% APY

National Credit Union Share Insurance Fund: Your savings are federally insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts in the credit union are federally insured by the National Credit Union Share Insurance Fund up to $250,000.00. Separately insured from other personal accounts.