Loans Rates

Tiered Pricing Paper Tiers And Loan Rates

Rates Approved as of: April 07, 2023


Rate Effective Date of April 07, 2023 – Discounts apply to automobiles only.


Breakdown of Paper Tiers Approved Credit Score Ranges
A+ Paper Score Range 740 & Over
A Paper Score Range 739-680
B Paper Score Range 679-640
C Paper Score Range 639-600
D Paper Score Range 599 & Below

APPLICABLE DISCOUNTS FOR LOWER RATES

-.50 Automatic payments

Type of Loan Rate As Determined by Member Creditworthiness
A+ A B C D
New Car (Vehicles 2022 & Newer) 5.94% 5.94% 7.94% 9.94% 12.94%
Used Car (Vehicles 2021 to 2019) 6.94% 6.94% 8.44% 10.44% 13.44%
Used Car (Vehicles 2018 & Older) 7.94% 7.94% 9.44% 11.44% 14.44%
Other Secured 6.44% 6.69% 9.94% 11.44% 13.44%
Share Secured 2% above index 2% above index 2% above index 2% above index 2% above index
Unsecured 8.75% 9.60% 12.19% 15.19% 18.00%
Line-of-Credit 8.75% 9.60% 12.19% 15.19% 18.00%